/* ==========================================================================
   BARNETT / HERITAGE MODERN
   Deep burgundy + brushed gunmetal + rare gold on warm ivory.
   ========================================================================== */

/* ---- Reset ------------------------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body, h1, h2, h3, h4, p, figure, blockquote, dl, dd { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
img, picture, svg, video { display: block; max-width: 100%; }
img { height: auto; }
a { color: inherit; text-decoration: none; }
button { font: inherit; color: inherit; background: none; border: none; cursor: pointer; padding: 0; }
table { border-collapse: collapse; width: 100%; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; border-radius: 2px; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important; animation-iteration-count: 1 !important;
    transition-duration: .01ms !important; scroll-behavior: auto !important;
  }
}

/* ---- Tokens -------------------------------------------------------------*/
:root {
  /* Burgundy */
  --burgundy:        #6B2D3C;
  --burgundy-deep:   #4F1F2A;
  --burgundy-black:  #331419;
  --burgundy-light:  #8B3A4A;
  --burgundy-wash:   #F3EBEC;

  /* Gunmetal — the metallic secondary */
  --gunmetal:        #3E434A;
  --gunmetal-deep:   #2B2F34;
  --gunmetal-mid:    #5C6169;
  --gunmetal-light:  #5F646C;
  --gunmetal-pale:   #8E949C;
  --gunmetal-wash:   #EDEEF0;

  /* Gold — used sparingly, must feel rare */
  --gold:            #D4A24C;
  --gold-light:      #EBD3A0;
  --gold-deep:       #A87C33;

  /* Ground */
  --ivory:           #F8F7F4;
  --ivory-deep:      #EFEDE7;
  --white:           #FFFFFF;
  --ink:             #1C1C1E;
  --line:            #E3DFD8;
  --line-strong:     #C4BDB1;

  /* Brushed-metal surfaces. Repeating micro-stripes read as machined steel
     without shipping a texture image. */
  --steel: linear-gradient(135deg, #787D85 0%, #3F434A 22%, #6A6F77 46%, #33373D 62%, #5C6169 82%, #2B2F34 100%);
  --steel-soft: linear-gradient(140deg, #6E737B 0%, #474C53 40%, #5F646C 70%, #3A3E45 100%);
  --steel-brushed:
    repeating-linear-gradient(115deg,
      rgba(255,255,255,.055) 0px, rgba(255,255,255,.055) 1px,
      rgba(0,0,0,.045) 2px,   rgba(0,0,0,.045) 3px);
  --gold-leaf: linear-gradient(135deg, var(--gold-light) 0%, var(--gold) 45%, var(--gold-deep) 100%);
  --burgundy-rich: linear-gradient(150deg, var(--burgundy-light) 0%, var(--burgundy) 48%, var(--burgundy-deep) 100%);

  /* Type */
  --font-display: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;

  /* Metrics */
  --container: 1260px;
  --narrow: 760px;
  --radius: 3px;
  --radius-lg: 10px;
  --header-h: 84px;

  --shadow-xs: 0 1px 2px rgba(28,28,30,.06);
  --shadow-sm: 0 2px 8px rgba(28,28,30,.07);
  --shadow-md: 0 10px 30px rgba(28,28,30,.10);
  --shadow-lg: 0 28px 70px rgba(28,28,30,.18);
  --shadow-metal: 0 12px 34px rgba(43,47,52,.28);

  --ease: cubic-bezier(.16,1,.3,1);
  --ease-metal: cubic-bezier(.22,.61,.36,1);
  --fast: .24s;
  --mid: .5s;
  --slow: .85s;
}

body {
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--ivory);
  line-height: 1.72;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

/* ---- Type scale ---------------------------------------------------------*/
h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 700; line-height: 1.1; color: var(--ink); letter-spacing: -.015em; }
h1 { font-size: clamp(2.7rem, 6vw, 5.4rem); font-weight: 800; letter-spacing: -.028em; }
h2 { font-size: clamp(2rem, 3.9vw, 3.5rem); letter-spacing: -.022em; }
h3 { font-size: clamp(1.3rem, 2vw, 1.75rem); }
h4 { font-size: 1.1rem; letter-spacing: -.005em; }

p { color: var(--gunmetal); }
.lede { font-size: clamp(1.08rem, 1.5vw, 1.3rem); line-height: 1.68; color: var(--gunmetal); max-width: 44em; }
.lede-tight { max-width: 34em; }

.eyebrow {
  display: inline-flex; align-items: center; gap: .7em;
  font-weight: 700; font-size: .74rem; letter-spacing: .2em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 16px;
}
.eyebrow::before { content: ''; width: 30px; height: 1px; background: currentColor; opacity: .85; }
.eyebrow.on-light { color: var(--burgundy); }
.eyebrow.center-mark { justify-content: center; }

/* ---- Layout -------------------------------------------------------------*/
.container { max-width: var(--container); margin-inline: auto; padding-inline: 24px; }
.container-narrow { max-width: var(--narrow); margin-inline: auto; padding-inline: 24px; }
section { padding-block: clamp(64px, 8.5vw, 132px); }
.section-tight { padding-block: clamp(40px, 5vw, 70px); }
.bg-ivory { background: var(--ivory); }
.bg-ivory-deep { background: var(--ivory-deep); }
.bg-white { background: var(--white); }
.bg-burgundy { background: var(--burgundy); color: var(--white); }
.bg-steel { background: var(--gunmetal-deep); background-image: var(--steel-soft); color: var(--white); position: relative; }
.bg-steel::before { content:''; position:absolute; inset:0; background-image: var(--steel-brushed); pointer-events:none; }
.bg-steel > * { position: relative; }
.bg-burgundy h2, .bg-burgundy h3, .bg-burgundy h4,
.bg-steel h2, .bg-steel h3, .bg-steel h4 { color: var(--white); }
.bg-burgundy p, .bg-steel p { color: rgba(255,255,255,.9); }
.bg-burgundy .lede, .bg-steel .lede { color: rgba(255,255,255,.92); }

.center { text-align: center; }
.center .lede, .center .eyebrow { margin-inline: auto; }
.rule-gold { width: 60px; height: 2px; background: var(--gold-leaf); border: none; margin: 22px 0 26px; }
.center .rule-gold { margin-inline: auto; }
.divider { height: 1px; background: var(--line); border: none; }
.stack { display: flex; flex-direction: column; gap: 16px; }
.stack-lg { display: flex; flex-direction: column; gap: 30px; }

.skip-link {
  position: absolute; left: 14px; top: -70px; z-index: 300;
  background: var(--burgundy-deep); color: #fff; padding: 13px 20px; border-radius: var(--radius);
  font-weight: 600; transition: top var(--fast) var(--ease);
}
.skip-link:focus { top: 14px; }

/* ---- Buttons ------------------------------------------------------------*/
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .6em;
  font-weight: 650; font-size: .96rem; letter-spacing: .005em;
  padding: 15px 30px; border-radius: 2px; border: 1.5px solid transparent;
  position: relative; overflow: hidden; white-space: nowrap;
  transition: transform var(--fast) var(--ease), box-shadow var(--fast) var(--ease),
              background var(--fast) var(--ease), color var(--fast) var(--ease),
              border-color var(--fast) var(--ease);
}
.btn .arrow { transition: transform var(--fast) var(--ease); }
.btn:hover .arrow { transform: translateX(5px); }

.btn-gold { background: var(--gold-leaf); color: var(--burgundy-black); box-shadow: 0 3px 16px rgba(212,162,76,.34); }
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 10px 30px rgba(212,162,76,.44); }
/* A slow sheen that crosses the primary CTA — the one flourish gold is allowed. */
.btn-gold::after {
  content: ''; position: absolute; top: 0; bottom: 0; width: 42%;
  background: linear-gradient(100deg, transparent, rgba(255,255,255,.55), transparent);
  transform: translateX(-160%); transition: transform .75s var(--ease-metal);
}
.btn-gold:hover::after { transform: translateX(320%); }

.btn-steel { background: var(--steel); color: #fff; box-shadow: var(--shadow-metal); }
.btn-steel:hover { transform: translateY(-2px); box-shadow: 0 16px 40px rgba(43,47,52,.38); }

.btn-burgundy { background: var(--burgundy); color: #fff; }
.btn-burgundy:hover { background: var(--burgundy-deep); transform: translateY(-2px); box-shadow: var(--shadow-md); }

.btn-outline { border-color: rgba(255,255,255,.55); color: #fff; }
.btn-outline:hover { background: rgba(255,255,255,.13); border-color: #fff; transform: translateY(-2px); }

.btn-outline-dark { border-color: var(--gunmetal); color: var(--gunmetal-deep); }
.btn-outline-dark:hover { background: var(--gunmetal-deep); color: #fff; border-color: var(--gunmetal-deep); transform: translateY(-2px); }

.btn-ghost { color: var(--burgundy); font-weight: 700; padding: 8px 0; gap: .5em; }
.btn-ghost:hover { color: var(--burgundy-light); }
.btn-block { width: 100%; }
.btn-sm { padding: 11px 20px; font-size: .88rem; }
.cta-row { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.center .cta-row { justify-content: center; }

/* ---- Header -------------------------------------------------------------*/
.site-header {
  position: fixed; inset-inline: 0; top: 0; z-index: 120; height: var(--header-h);
  display: flex; align-items: center; background: transparent;
  transition: background var(--fast) var(--ease), height var(--fast) var(--ease),
              box-shadow var(--fast) var(--ease), border-color var(--fast) var(--ease);
  border-bottom: 1px solid transparent;
}
.site-header .container { display: flex; align-items: center; gap: 22px; width: 100%; }
.site-header.is-solid, .site-header.menu-open {
  height: 72px; background: rgba(248,247,244,.93);
  backdrop-filter: saturate(160%) blur(14px); -webkit-backdrop-filter: saturate(160%) blur(14px);
  border-bottom-color: var(--line); box-shadow: 0 1px 20px rgba(28,28,30,.06);
}
.brand { display: flex; align-items: center; flex-shrink: 0; }
.brand img { height: 46px; width: auto; transition: height var(--fast) var(--ease); }
.is-solid .brand img, .menu-open .brand img { height: 38px; }
.brand .logo-dark { display: none; }
.is-solid .brand .logo-dark, .menu-open .brand .logo-dark { display: block; }
.is-solid .brand .logo-light, .menu-open .brand .logo-light { display: none; }

.primary-nav { display: none; margin-left: auto; }
.primary-nav > ul { display: flex; align-items: center; gap: 4px; }
.nav-item { position: relative; }
.nav-link {
  display: inline-flex; align-items: center; gap: 5px;
  font-weight: 600; font-size: .93rem; color: #fff; padding: 10px 13px; border-radius: 3px;
  transition: color var(--fast) var(--ease);
}
.is-solid .nav-link, .menu-open .nav-link { color: var(--ink); }
.nav-link .chev { width: 9px; height: 9px; opacity: .6; transition: transform var(--fast) var(--ease); }
.nav-item:hover .nav-link .chev, .nav-item:focus-within .nav-link .chev { transform: rotate(180deg); }
.nav-link::after {
  content: ''; position: absolute; left: 13px; right: 13px; bottom: 4px; height: 2px;
  background: var(--gold); transform: scaleX(0); transform-origin: left;
  transition: transform var(--fast) var(--ease);
}
.nav-item:hover .nav-link::after, .nav-link[aria-current="page"]::after { transform: scaleX(1); }

/* Mega dropdown */
.nav-panel {
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translate(-50%, 8px);
  min-width: 480px; background: var(--white); border: 1px solid var(--line);
  border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); padding: 22px;
  opacity: 0; visibility: hidden; pointer-events: none;
  transition: opacity var(--fast) var(--ease), transform var(--fast) var(--ease), visibility var(--fast);
  display: grid; grid-template-columns: 1fr 1fr; gap: 4px 18px;
}
.nav-panel::before { content:''; position:absolute; top:-12px; left:0; right:0; height:12px; }
.nav-item:hover .nav-panel, .nav-item:focus-within .nav-panel {
  opacity: 1; visibility: visible; pointer-events: auto; transform: translate(-50%, 0);
}
.nav-panel a { display: flex; gap: 12px; padding: 11px 13px; border-radius: 6px; transition: background var(--fast) var(--ease); }
.nav-panel a:hover { background: var(--ivory); }
.nav-panel .np-icon { color: var(--burgundy); flex-shrink: 0; margin-top: 2px; }
.nav-panel .np-title { display: block; font-weight: 650; font-size: .93rem; color: var(--ink); }
.nav-panel .np-desc { display: block; font-size: .84rem; color: var(--gunmetal-light); line-height: 1.45; }
.nav-panel-head { grid-column: 1 / -1; font-size: .7rem; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-deep); font-weight: 700; padding: 2px 13px 8px; }

.header-actions { display: flex; align-items: center; gap: 14px; margin-left: auto; }
.primary-nav + .header-actions { margin-left: 0; }
.header-phone { display: none; align-items: center; gap: 7px; font-weight: 700; font-size: .93rem; color: #fff; }
.is-solid .header-phone, .menu-open .header-phone { color: var(--burgundy); }
.menu-toggle { display: flex; flex-direction: column; gap: 5px; width: 26px; color: #fff; }
.is-solid .menu-toggle, .menu-open .menu-toggle { color: var(--burgundy-deep); }
.menu-toggle span { display: block; height: 2px; background: currentColor; border-radius: 2px; transition: transform var(--fast) var(--ease), opacity var(--fast) var(--ease); }
.menu-open .menu-toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-open .menu-toggle span:nth-child(2) { opacity: 0; }
.menu-open .menu-toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-nav {
  position: fixed; inset: 72px 0 0; background: var(--ivory); z-index: 110; overflow-y: auto;
  opacity: 0; visibility: hidden; transform: translateY(-8px);
  transition: opacity var(--fast) var(--ease), transform var(--fast) var(--ease), visibility var(--fast);
}
.site-header.menu-open ~ .mobile-nav { opacity: 1; visibility: visible; transform: none; }
.mobile-nav .container { padding-block: 26px 120px; }
.mobile-group { border-bottom: 1px solid var(--line); padding-block: 6px; }
.mobile-group > span { display: block; font-size: .7rem; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-deep); font-weight: 700; padding-top: 14px; }
.mobile-nav a { display: block; padding: 13px 0; font-family: var(--font-display); font-size: 1.35rem; color: var(--ink); }
.mobile-nav .mobile-cta { margin-top: 26px; display: flex; flex-direction: column; gap: 12px; }

@media (min-width: 1080px) {
  .primary-nav { display: block; }
  .header-phone { display: inline-flex; }
  .menu-toggle, .mobile-nav { display: none; }
}
/* On narrow phones the logo + header CTA + hamburger overflow 375px and push
   the menu button off-screen entirely. The sticky bottom bar already carries
   a Get a Quote, so the header copy of it is the one to drop. */
@media (max-width: 600px) {
  .header-actions .btn-gold { display: none; }
  .brand img { height: 40px; }
  .is-solid .brand img, .menu-open .brand img { height: 34px; }
  .site-header .container { padding-inline: 18px; }
}

/* ---- Hero ---------------------------------------------------------------*/
.hero { position: relative; display: flex; align-items: flex-end; color: #fff; overflow: hidden; isolation: isolate; min-height: min(94vh, 940px); }
.hero-media { position: absolute; inset: 0; z-index: -2; }
/* <picture> is a plain inline wrapper with no intrinsic size, so the img's
   height:100% resolves against nothing and the photo stops short of the
   section. The wrapper has to be told to fill too. */
.hero-media, .hero-media picture { display: block; width: 100%; height: 100%; }
.hero-media img { width: 100%; height: 100%; object-fit: cover; }
/* Two-axis scrim. The vertical pass has to stay meaningful through the middle
   band as well as the base -- breadcrumbs and eyebrows sit around 45% down,
   and several of the photographs are bright exactly there. */
.hero::after {
  content: ''; position: absolute; inset: 0; z-index: -1;
  background:
    linear-gradient(180deg, rgba(20,10,13,.58) 0%, rgba(20,10,13,.32) 24%, rgba(51,20,25,.56) 54%, rgba(51,20,25,.80) 80%, rgba(51,20,25,.93) 100%),
    linear-gradient(90deg, rgba(51,20,25,.66) 0%, rgba(51,20,25,.22) 50%, transparent 88%);
}
.hero-inner { padding-block: 130px 100px; max-width: 940px; }
.hero h1 { color: #fff; margin-block: 4px 24px; text-shadow: 0 2px 40px rgba(0,0,0,.28); }
.hero .lede { color: rgba(255,255,255,.95); }
.hero .cta-row { margin-top: 34px; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 10px 26px; margin-top: 34px; padding-top: 26px; border-top: 1px solid rgba(255,255,255,.2); }
.hero-badges .hb { display: flex; align-items: center; gap: 8px; font-size: .88rem; font-weight: 600; color: rgba(255,255,255,.95); }
.hero-badges .hb svg { color: var(--gold); flex-shrink: 0; }

.page-hero { min-height: 60vh; }
.page-hero .hero-inner { padding-block: 138px 74px; }
.short-hero { min-height: 46vh; }
.short-hero .hero-inner { padding-block: 130px 56px; }

.hero-cue { position: absolute; left: 50%; bottom: 24px; transform: translateX(-50%); display: flex; flex-direction: column; align-items: center; gap: 9px; font-size: .68rem; letter-spacing: .22em; text-transform: uppercase; color: rgba(255,255,255,.7); }
.hero-cue .stem { width: 1px; height: 36px; background: linear-gradient(var(--gold), transparent); animation: cue 2.4s var(--ease) infinite; }
@keyframes cue { 0%{transform:scaleY(0);transform-origin:top;opacity:.3} 42%{transform:scaleY(1);opacity:1} 100%{transform:scaleY(1);transform-origin:bottom;opacity:0} }

.breadcrumb { display: flex; flex-wrap: wrap; gap: 8px; align-items: center; font-size: .86rem; color: rgba(255,255,255,.86); margin-bottom: 18px; }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb .sep { opacity: .45; }

/* ---- Trust ticker -------------------------------------------------------*/
.trust-bar { background: var(--gunmetal-deep); background-image: var(--steel-soft); color: #fff; padding-block: 16px; position: relative; overflow: hidden; }
.trust-bar::before { content:''; position:absolute; inset:0; background-image: var(--steel-brushed); }
.trust-bar .container { position: relative; display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 10px 34px; font-size: .84rem; font-weight: 600; letter-spacing: .015em; }
.trust-bar .stars { color: var(--gold); letter-spacing: .12em; }
.trust-bar .dot { color: var(--gold); opacity: .55; }

/* ---- Stats --------------------------------------------------------------*/
.stat-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 34px 20px; }
@media (min-width: 800px) { .stat-grid { grid-template-columns: repeat(4, 1fr); } }
.stat { text-align: center; padding-inline: 14px; position: relative; }
.stat + .stat::before { content: ''; position: absolute; left: 0; top: 12%; bottom: 12%; width: 1px; background: linear-gradient(transparent, var(--gold), transparent); opacity: .5; }
.stat .num { font-family: var(--font-display); font-weight: 800; font-size: clamp(2.5rem, 5.2vw, 3.9rem); line-height: 1; background: var(--gold-leaf); -webkit-background-clip: text; background-clip: text; color: transparent; }
.stat .label { margin-top: 12px; font-size: .8rem; letter-spacing: .12em; text-transform: uppercase; font-weight: 700; color: rgba(255,255,255,.85); }
.bg-white .stat .label, .bg-ivory .stat .label { color: var(--gunmetal); }

/* ---- Editorial split ----------------------------------------------------*/
.split { display: grid; gap: 42px; align-items: start; }
@media (min-width: 940px) { .split { grid-template-columns: 1fr 1fr; gap: 84px; } .split.split-narrow-left { grid-template-columns: .82fr 1.18fr; } }
.split-end { align-items: end; }
.cols-3 { display: grid; gap: 34px; }
@media (min-width: 760px) { .cols-3 { grid-template-columns: repeat(3, 1fr); } }
.pillar .idx { font-family: var(--font-display); font-size: 1.7rem; font-weight: 800; color: var(--gold); line-height: 1; }
.pillar h3 { margin-block: 12px 10px; }
.pillar { padding-top: 22px; border-top: 1px solid var(--line-strong); }
.bg-steel .pillar, .bg-burgundy .pillar { border-top-color: rgba(255,255,255,.22); }

/* ---- Coverage atlas cards ----------------------------------------------*/
.card-grid { display: grid; gap: 22px; grid-template-columns: 1fr; }
@media (min-width: 640px) { .card-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1040px) { .card-grid { grid-template-columns: repeat(3, 1fr); } }

.atlas-card {
  position: relative; display: flex; align-items: flex-end; overflow: hidden;
  border-radius: var(--radius-lg); aspect-ratio: 4 / 5; box-shadow: var(--shadow-sm);
  transition: transform var(--mid) var(--ease), box-shadow var(--mid) var(--ease);
  isolation: isolate;
}
.atlas-card:hover { transform: translateY(-7px); box-shadow: var(--shadow-lg); }
.atlas-card picture, .atlas-card img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.atlas-card img { transition: transform 1.3s var(--ease); }
.atlas-card:hover img { transform: scale(1.07); }
.atlas-card::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(178deg, rgba(28,15,20,.06) 26%, rgba(28,15,20,.80) 78%, rgba(28,15,20,.94) 100%);
  transition: background var(--mid) var(--ease);
}
.atlas-card:hover::after { background: linear-gradient(178deg, rgba(107,45,60,.35) 12%, rgba(51,20,25,.88) 72%, rgba(51,20,25,.96) 100%); }
.atlas-body { position: relative; z-index: 1; padding: 26px; color: #fff; width: 100%; }
.atlas-body .tag { font-size: .68rem; letter-spacing: .2em; text-transform: uppercase; font-weight: 700; color: var(--gold); }
.atlas-body h3 { color: #fff; margin-block: 9px 8px; font-size: 1.45rem; }
.atlas-body p { color: rgba(255,255,255,.9); font-size: .95rem; }
.atlas-body .more { display: inline-flex; align-items: center; gap: 8px; margin-top: 16px; font-weight: 700; font-size: .84rem; color: var(--gold-light); }
.atlas-card:hover .more .arrow { transform: translateX(6px); }
/* gold rule that draws in on hover */
.atlas-body::before {
  content: ''; position: absolute; left: 26px; right: 26px; top: 0; height: 2px;
  background: var(--gold-leaf); transform: scaleX(0); transform-origin: left;
  transition: transform var(--mid) var(--ease);
}
.atlas-card:hover .atlas-body::before { transform: scaleX(1); }

.atlas-card.is-feature { background: var(--burgundy-rich); }
.atlas-card.is-feature::after { display: none; }
.atlas-card.is-feature .atlas-body { display: flex; flex-direction: column; justify-content: center; height: 100%; }

/* ---- Info / value cards -------------------------------------------------*/
.info-grid { display: grid; gap: 20px; grid-template-columns: 1fr; }
@media (min-width: 640px) { .info-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1000px) { .info-grid.cols-4 { grid-template-columns: repeat(4, 1fr); } }
.info-card {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 30px 26px; box-shadow: var(--shadow-xs); position: relative; overflow: hidden;
  transition: transform var(--fast) var(--ease), box-shadow var(--fast) var(--ease), border-color var(--fast) var(--ease);
}
.info-card::before { content:''; position:absolute; inset:0 0 auto; height:3px; background: var(--gold-leaf); transform: scaleX(0); transform-origin: left; transition: transform var(--mid) var(--ease); }
.info-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--line-strong); }
.info-card:hover::before { transform: scaleX(1); }
.info-card .glyph {
  width: 46px; height: 46px; border-radius: 50%; display: grid; place-items: center;
  background: var(--steel); color: #fff; margin-bottom: 18px; box-shadow: var(--shadow-xs);
}
.info-card h4 { margin-bottom: 8px; }
.info-card p { font-size: .97rem; }

/* ---- Team plates --------------------------------------------------------*/
.team-grid { display: grid; gap: 38px; }
@media (min-width: 800px) { .team-grid { grid-template-columns: 1fr 1fr; } }
.team-plate { display: flex; flex-direction: column; gap: 22px; }
.team-frame {
  position: relative; aspect-ratio: 4/3; border-radius: var(--radius-lg); overflow: hidden;
  background: var(--burgundy-rich); display: grid; place-items: center;
}
.team-frame::before { content:''; position:absolute; inset:16px; border: 1px solid rgba(212,162,76,.5); border-radius: 4px; }
.team-frame::after { content:''; position:absolute; inset:0; background-image: var(--steel-brushed); opacity:.5; }
.team-frame .monogram { font-family: var(--font-display); font-size: clamp(3.6rem, 8vw, 5.6rem); font-weight: 800; color: var(--gold-light); position: relative; letter-spacing: .04em; }
.team-plate .role { display: inline-block; color: var(--gold-deep); font-weight: 700; font-size: .74rem; letter-spacing: .16em; text-transform: uppercase; margin-bottom: 10px; }
.team-plate h3 { margin-bottom: 12px; }
.team-note { margin-top: 14px; font-size: .84rem; color: var(--gunmetal-light); font-style: italic; }

/* ---- Timeline -----------------------------------------------------------*/
.timeline { display: grid; gap: 30px; position: relative; }
@media (min-width: 820px) {
  .timeline { grid-template-columns: repeat(4, 1fr); }
  .timeline::before { content:''; position:absolute; top:6px; left:0; right:0; height:1px; background: linear-gradient(90deg, var(--gold), var(--line-strong)); }
}
.timeline-item { position: relative; padding-top: 30px; }
.timeline-item::before { content:''; position:absolute; top:0; left:0; width:13px; height:13px; border-radius:50%; background: var(--gold-leaf); box-shadow: 0 0 0 4px var(--ivory); }
.bg-white .timeline-item::before { box-shadow: 0 0 0 4px var(--white); }
.timeline-item .year { font-family: var(--font-display); font-weight: 800; font-size: 1.55rem; color: var(--burgundy); }
.timeline-item h4 { margin-block: 6px 8px; }
.timeline-item p { font-size: .96rem; }

/* ---- Reviews ------------------------------------------------------------*/
.review-wall { display: grid; gap: 22px; grid-template-columns: 1fr; }
@media (min-width: 720px) { .review-wall { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1080px) { .review-wall { grid-template-columns: repeat(3, 1fr); } }
.review-card {
  background: var(--white); border: 1px solid var(--line); border-left: 3px solid var(--gold);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0; padding: 28px;
  display: flex; flex-direction: column; gap: 15px; box-shadow: var(--shadow-xs);
  transition: transform var(--fast) var(--ease), box-shadow var(--fast) var(--ease);
}
.review-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.review-card .qmark { color: var(--ivory-deep); }
.review-card .stars { color: var(--gold); letter-spacing: .14em; font-size: .95rem; }
.review-card blockquote { font-family: var(--font-display); font-size: 1.06rem; line-height: 1.52; color: var(--ink); }
.review-card footer { display: flex; align-items: center; justify-content: space-between; gap: 10px; font-size: .84rem; font-weight: 600; color: var(--gunmetal); margin-top: auto; }
.review-card footer .badge { display: inline-flex; align-items: center; gap: 6px; color: var(--burgundy); }

/* ---- Steps --------------------------------------------------------------*/
.steps { counter-reset: step; display: grid; gap: 30px; }
@media (min-width: 800px) { .steps { grid-template-columns: repeat(3, 1fr); } }
.step { position: relative; padding-top: 18px; border-top: 1px solid var(--line-strong); }
.bg-steel .step, .bg-burgundy .step { border-top-color: rgba(255,255,255,.22); }
.step::before {
  counter-increment: step; content: counter(step, decimal-leading-zero);
  font-family: var(--font-display); font-weight: 800; font-size: 2.4rem; line-height: 1;
  background: var(--gold-leaf); -webkit-background-clip: text; background-clip: text; color: transparent;
  display: block; margin-bottom: 12px;
}
.step h4 { margin-bottom: 8px; }
.steps-vertical { grid-template-columns: 1fr !important; gap: 24px; }

/* ---- Tabs ---------------------------------------------------------------*/
.tabs { margin-top: 8px; }
.tablist {
  display: flex; gap: 4px; overflow-x: auto; scrollbar-width: none;
  border-bottom: 1px solid var(--line-strong); padding-bottom: 0; margin-bottom: 34px;
}
.tablist::-webkit-scrollbar { display: none; }
.tab {
  position: relative; padding: 14px 20px; font-weight: 650; font-size: .93rem; color: var(--gunmetal-light);
  white-space: nowrap; transition: color var(--fast) var(--ease); border-bottom: 2px solid transparent; margin-bottom: -1px;
}
.tab:hover { color: var(--ink); }
.tab[aria-selected="true"] { color: var(--burgundy); border-bottom-color: var(--gold); }
.bg-steel .tab, .bg-burgundy .tab { color: rgba(255,255,255,.6); }
.bg-steel .tab:hover, .bg-burgundy .tab:hover { color: #fff; }
.bg-steel .tab[aria-selected="true"], .bg-burgundy .tab[aria-selected="true"] { color: #fff; border-bottom-color: var(--gold); }
.bg-steel .tablist, .bg-burgundy .tablist { border-bottom-color: rgba(255,255,255,.2); }
.tabpanel { display: none; animation: tabIn .45s var(--ease); }
.tabpanel.is-active { display: block; }
/* The global reset strips list markers; inside prose panels they carry
   meaning (claim steps are an order, not a set), so restore them here. */
.tabpanel ol { list-style: decimal; }
.tabpanel ul { list-style: disc; }
.tabpanel li { margin-bottom: 10px; color: var(--gunmetal); font-size: 1.01rem; line-height: 1.65; }
.tabpanel li::marker { color: var(--gold-deep); font-weight: 700; }
.tabpanel .coverage-list { list-style: none; }
.tabpanel .coverage-list li { margin-bottom: 0; }
@keyframes tabIn { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }

/* ---- FAQ ----------------------------------------------------------------*/
.faq { border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-item > summary { list-style: none; cursor: pointer; }
.faq-item > summary::-webkit-details-marker { display: none; }
.faq-q { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 22px 2px; font-weight: 650; font-size: 1.02rem; color: var(--ink); }
.faq-q .plus { position: relative; flex-shrink: 0; width: 20px; height: 20px; }
.faq-q .plus::before, .faq-q .plus::after { content: ''; position: absolute; background: var(--burgundy); transition: transform var(--fast) var(--ease), opacity var(--fast) var(--ease); }
.faq-q .plus::before { left: 0; top: 50%; width: 100%; height: 2px; transform: translateY(-50%); }
.faq-q .plus::after { top: 0; left: 50%; width: 2px; height: 100%; transform: translateX(-50%); }
.faq-item[open] .plus::after { transform: translateX(-50%) rotate(90deg); opacity: 0; }
.faq-a { padding: 0 2px 24px; max-width: 62em; }
.faq-a p + p { margin-top: 12px; }

/* ---- Coverage list ------------------------------------------------------*/
.coverage-list { display: grid; grid-template-columns: 1fr; gap: 0 30px; }
@media (min-width: 640px) { .coverage-list { grid-template-columns: 1fr 1fr; } }
.coverage-list li { display: flex; gap: 11px; padding: 12px 0; border-bottom: 1px solid var(--line); font-size: .96rem; align-items: flex-start; }
.coverage-list li svg { color: var(--gold); flex-shrink: 0; margin-top: 4px; }
.bg-steel .coverage-list li, .bg-burgundy .coverage-list li { border-bottom-color: rgba(255,255,255,.16); color: rgba(255,255,255,.9); }

/* ---- Callout ------------------------------------------------------------*/
.callout { background: var(--white); border-left: 3px solid var(--gold); padding: 24px 28px; border-radius: 0 var(--radius-lg) var(--radius-lg) 0; margin: 30px 0; box-shadow: var(--shadow-xs); }
.callout p { margin: 0; }
.callout strong { color: var(--ink); }
.callout-steel { background: var(--gunmetal-deep); background-image: var(--steel-soft); color: #fff; border-left-color: var(--gold); }
.callout-steel p { color: rgba(255,255,255,.86); }
.callout-steel strong { color: #fff; }

/* ---- CTA band -----------------------------------------------------------*/
.cta-band { position: relative; color: #fff; overflow: hidden; isolation: isolate; }
.cta-band .hero-media { position: absolute; inset: 0; z-index: -2; }
.cta-band .hero-media, .cta-band .hero-media picture { display: block; width: 100%; height: 100%; }
.cta-band .hero-media img { width: 100%; height: 100%; object-fit: cover; }
.cta-band::after { content: ''; position: absolute; inset: 0; z-index: -1; background: linear-gradient(118deg, rgba(51,20,25,.95) 0%, rgba(107,45,60,.88) 52%, rgba(43,47,52,.94) 100%); }
.cta-band .container { padding-block: clamp(72px, 9vw, 118px); text-align: center; }
.cta-band h2 { color: #fff; max-width: 17em; margin-inline: auto; }
.cta-band .lede { color: rgba(255,255,255,.85); margin-inline: auto; margin-top: 18px; }
.cta-band .cta-row { justify-content: center; margin-top: 32px; }

/* ---- Footer -------------------------------------------------------------*/
.site-footer { background: var(--burgundy-black); color: rgba(255,255,255,.78); position: relative; }
.site-footer::before { content:''; position:absolute; inset:0 0 auto; height:3px; background: linear-gradient(90deg, var(--burgundy), var(--gold), var(--gunmetal)); }
.footer-top { padding-block: 74px 46px; display: grid; gap: 42px; grid-template-columns: 1fr; }
@media (min-width: 900px) { .footer-top { grid-template-columns: 1.5fr repeat(4, 1fr); gap: 30px; } }
.footer-brand img { height: 54px; width: auto; margin-bottom: 20px; }
.footer-brand p { color: rgba(255,255,255,.72); font-size: .95rem; max-width: 32em; }
.footer-col h4 { color: var(--gold-light); font-family: var(--font-body); font-size: .72rem; letter-spacing: .16em; text-transform: uppercase; font-weight: 700; margin-bottom: 18px; }
.footer-col ul { display: flex; flex-direction: column; gap: 11px; }
.footer-col a, .footer-col address, .footer-col li { font-size: .95rem; color: rgba(255,255,255,.82); font-style: normal; }
.footer-col a:hover { color: var(--gold-light); }
.footer-social { display: flex; gap: 12px; margin-top: 22px; }
.footer-social a { width: 38px; height: 38px; border-radius: 50%; border: 1px solid rgba(255,255,255,.24); display: grid; place-items: center; transition: background var(--fast) var(--ease), border-color var(--fast) var(--ease), transform var(--fast) var(--ease); }
.footer-social a:hover { background: rgba(255,255,255,.12); border-color: var(--gold); transform: translateY(-2px); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.13); padding-block: 22px 26px; display: flex; flex-wrap: wrap; gap: 12px 26px; align-items: center; justify-content: space-between; font-size: .85rem; color: rgba(255,255,255,.66); }
.footer-bottom .legal-links { display: flex; flex-wrap: wrap; gap: 18px; }
.footer-bottom a:hover { color: var(--gold-light); }
.est-badge { font-family: var(--font-display); color: var(--gold-light); letter-spacing: .05em; }
.footer-disclaimer { font-size: .82rem; color: rgba(255,255,255,.58); line-height: 1.6; padding-bottom: 26px; max-width: 90ch; }

/* ---- Mobile sticky bar --------------------------------------------------*/
.sticky-bar { position: fixed; inset-inline: 0; bottom: 0; z-index: 100; display: grid; grid-template-columns: 1fr 1fr; box-shadow: 0 -6px 24px rgba(0,0,0,.16); }
.sticky-bar a { display: flex; align-items: center; justify-content: center; gap: 8px; padding: 16px 8px; font-weight: 700; font-size: .93rem; }
.sticky-bar .call { background: var(--white); color: var(--burgundy); border-right: 1px solid var(--line); }
.sticky-bar .quote { background: var(--gold-leaf); color: var(--burgundy-black); }
body { padding-bottom: 60px; }
@media (min-width: 1080px) { .sticky-bar { display: none; } body { padding-bottom: 0; } }

/* ---- Reveal -------------------------------------------------------------*/
.reveal { opacity: 0; transform: translateY(26px); transition: opacity var(--slow) var(--ease), transform var(--slow) var(--ease); }
.reveal.is-visible { opacity: 1; transform: none; }
.reveal-stagger > * { opacity: 0; transform: translateY(22px); transition: opacity var(--mid) var(--ease), transform var(--mid) var(--ease); }
.reveal-stagger.is-visible > * { opacity: 1; transform: none; }
.reveal-stagger.is-visible > *:nth-child(1){transition-delay:.02s}
.reveal-stagger.is-visible > *:nth-child(2){transition-delay:.09s}
.reveal-stagger.is-visible > *:nth-child(3){transition-delay:.16s}
.reveal-stagger.is-visible > *:nth-child(4){transition-delay:.23s}
.reveal-stagger.is-visible > *:nth-child(5){transition-delay:.30s}
.reveal-stagger.is-visible > *:nth-child(6){transition-delay:.37s}
.reveal-stagger.is-visible > *:nth-child(7){transition-delay:.44s}
@media (prefers-reduced-motion: reduce) { .reveal, .reveal-stagger > * { opacity: 1; transform: none; } }

/* ---- Forms --------------------------------------------------------------*/
.field { display: flex; flex-direction: column; gap: 8px; }
.field label { font-size: .84rem; font-weight: 700; color: var(--ink); }
.field .hint { font-size: .79rem; color: var(--gunmetal-light); font-weight: 400; }
.field input, .field select, .field textarea {
  padding: 14px 16px; border: 1.5px solid var(--line-strong); border-radius: var(--radius);
  background: var(--white); font-family: inherit; font-size: 1rem; color: var(--ink);
  transition: border-color var(--fast) var(--ease), box-shadow var(--fast) var(--ease);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--burgundy); box-shadow: 0 0 0 4px rgba(107,45,60,.13);
}
.field-row { display: grid; gap: 18px; grid-template-columns: 1fr; }
@media (min-width: 640px) { .field-row.c2 { grid-template-columns: 1fr 1fr; } .field-row.c3 { grid-template-columns: repeat(3,1fr); } }

.choice-grid { display: grid; gap: 13px; grid-template-columns: 1fr; }
@media (min-width: 620px) { .choice-grid { grid-template-columns: repeat(2, 1fr); } }
.choice-card {
  display: flex; align-items: center; gap: 15px; text-align: left; cursor: pointer;
  border: 1.5px solid var(--line-strong); border-radius: var(--radius-lg); padding: 20px;
  background: var(--white);
  transition: border-color var(--fast) var(--ease), background var(--fast) var(--ease), transform var(--fast) var(--ease), box-shadow var(--fast) var(--ease);
}
.choice-card:hover { border-color: var(--gold); transform: translateY(-2px); box-shadow: var(--shadow-sm); }
.choice-card.is-selected { border-color: var(--burgundy); background: var(--burgundy-wash); box-shadow: 0 0 0 3px rgba(107,45,60,.10); }
.choice-card .glyph { width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; background: var(--steel); color: #fff; flex-shrink: 0; }
.choice-card.is-selected .glyph { background: var(--burgundy-rich); }
.choice-card h4 { margin: 0 0 2px; font-size: 1rem; }
.choice-card p { margin: 0; font-size: .84rem; }

.quote-shell { max-width: 760px; margin-inline: auto; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: var(--shadow-md); padding: clamp(24px, 4.5vw, 52px); }
.quote-progress { display: flex; align-items: center; gap: 10px; margin-bottom: 34px; }
.quote-progress .bar { flex: 1; height: 4px; border-radius: 4px; background: var(--line); overflow: hidden; }
.quote-progress .bar span { display: block; height: 100%; width: 0; background: var(--gold-leaf); transition: width var(--mid) var(--ease); }
.quote-progress .bar.done span, .quote-progress .bar.active span { width: 100%; }
.quote-progress .pct { font-size: .75rem; font-weight: 700; letter-spacing: .1em; color: var(--gunmetal-light); }
.quote-step { display: none; }
.quote-step.is-active { display: block; animation: tabIn .45s var(--ease); }
.quote-step .step-label { font-size: .72rem; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-deep); margin-bottom: 10px; }
.quote-nav { display: flex; align-items: center; justify-content: space-between; gap: 14px; margin-top: 32px; }
.form-success { display: none; text-align: center; }
.form-success.is-active { display: block; animation: tabIn .5s var(--ease); }
.form-success .seal { width: 96px; margin: 0 auto 22px; }

/* ---- Coverage checkup tool ---------------------------------------------*/
.tool-shell { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: var(--shadow-md); overflow: hidden; }
.tool-head { background: var(--gunmetal-deep); background-image: var(--steel-soft); color: #fff; padding: 26px 30px; position: relative; }
.tool-head::before { content:''; position:absolute; inset:0; background-image: var(--steel-brushed); }
.tool-head > * { position: relative; }
.tool-head h3 { color: #fff; margin-bottom: 6px; }
.tool-head p { color: rgba(255,255,255,.72); font-size: .9rem; margin: 0; }
.tool-body { padding: clamp(22px, 3.5vw, 34px); }
.tool-q { border-bottom: 1px solid var(--line); padding-block: 20px; }
.tool-q:last-of-type { border-bottom: none; }
.tool-q > p { font-weight: 650; color: var(--ink); margin-bottom: 12px; }
.opt-row { display: flex; flex-wrap: wrap; gap: 10px; }
.opt {
  border: 1.5px solid var(--line-strong); background: var(--white); border-radius: 999px;
  padding: 9px 18px; font-size: .89rem; font-weight: 600; color: var(--gunmetal);
  transition: all var(--fast) var(--ease);
}
.opt:hover { border-color: var(--gold); color: var(--ink); }
.opt.is-on { background: var(--burgundy); border-color: var(--burgundy); color: #fff; }
.tool-result { margin-top: 26px; border-top: 2px solid var(--gold); padding-top: 26px; display: none; }
.tool-result.is-on { display: block; animation: tabIn .5s var(--ease); }
.tool-score { display: flex; align-items: baseline; gap: 14px; margin-bottom: 8px; }
.tool-score .n { font-family: var(--font-display); font-weight: 800; font-size: 3.2rem; line-height: 1; background: var(--gold-leaf); -webkit-background-clip: text; background-clip: text; color: transparent; }
.tool-score .of { font-weight: 700; color: var(--gunmetal-light); }
.tool-flags { margin-top: 20px; display: grid; gap: 10px; }
.tool-flag { display: flex; gap: 11px; align-items: flex-start; padding: 14px 16px; border-radius: 8px; background: var(--ivory); font-size: .92rem; }
.tool-flag svg { flex-shrink: 0; margin-top: 3px; }
.tool-flag.warn { background: var(--burgundy-wash); }
.tool-flag.warn svg { color: var(--burgundy); }
.tool-flag.ok svg { color: var(--gold-deep); }

/* ---- Glossary -----------------------------------------------------------*/
.glossary-search { position: relative; max-width: 460px; margin-bottom: 30px; }
.glossary-search input { width: 100%; padding: 15px 18px 15px 46px; border: 1.5px solid var(--line-strong); border-radius: 999px; font-size: 1rem; }
.glossary-search svg { position: absolute; left: 17px; top: 50%; transform: translateY(-50%); color: var(--gunmetal-light); }
.glossary-list { display: grid; gap: 0; }
.glossary-item { border-bottom: 1px solid var(--line); padding-block: 22px; }
.glossary-item dt { font-family: var(--font-display); font-size: 1.16rem; font-weight: 700; color: var(--burgundy); margin-bottom: 7px; }
.glossary-item dd { margin: 0; color: var(--gunmetal); font-size: .96rem; }
.glossary-item[hidden] { display: none; }
.glossary-empty { padding: 40px 0; color: var(--gunmetal-light); font-style: italic; }

/* ---- Local / areas ------------------------------------------------------*/
.area-grid { display: grid; gap: 14px; grid-template-columns: repeat(auto-fill, minmax(190px, 1fr)); }
.area-chip { display: flex; align-items: center; gap: 10px; padding: 15px 18px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg); font-weight: 600; font-size: .93rem; transition: all var(--fast) var(--ease); }
.area-chip svg { color: var(--gold); flex-shrink: 0; }
.area-chip:hover { border-color: var(--gold); transform: translateY(-2px); box-shadow: var(--shadow-sm); }

/* ---- Carrier plates -----------------------------------------------------*/
.carrier-grid { display: grid; gap: 18px; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); }
.carrier-plate {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 26px 22px; text-align: center; box-shadow: var(--shadow-xs);
  transition: transform var(--fast) var(--ease), box-shadow var(--fast) var(--ease);
}
.carrier-plate:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.carrier-plate .cname { font-family: var(--font-display); font-size: 1.18rem; font-weight: 700; color: var(--burgundy); margin-bottom: 6px; }
.carrier-plate .clines { font-size: .82rem; color: var(--gunmetal-light); }

/* ---- Article ------------------------------------------------------------*/
.article-body { max-width: 720px; margin-inline: auto; }
.article-body h2 { margin-top: 46px; margin-bottom: 16px; font-size: clamp(1.6rem,2.6vw,2.1rem); }
.article-body h3 { margin-top: 32px; margin-bottom: 12px; }
.article-body p { margin-bottom: 18px; font-size: 1.06rem; line-height: 1.75; }
.article-body ul, .article-body ol { margin: 0 0 22px 22px; }
.article-body ul { list-style: disc; } .article-body ol { list-style: decimal; }
.article-body li { margin-bottom: 9px; color: var(--gunmetal); font-size: 1.02rem; }
.article-body a { color: var(--burgundy); text-decoration: underline; text-underline-offset: 3px; }
.article-meta { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; font-size: .85rem; color: var(--gunmetal-light); margin-bottom: 26px; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
.article-index-grid { display: grid; gap: 24px; grid-template-columns: 1fr; }
@media (min-width: 700px) { .article-index-grid { grid-template-columns: repeat(2,1fr); } }
@media (min-width: 1020px) { .article-index-grid { grid-template-columns: repeat(3,1fr); } }
.article-card { display: flex; flex-direction: column; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-xs); transition: transform var(--fast) var(--ease), box-shadow var(--fast) var(--ease); }
.article-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.article-card .thumb { aspect-ratio: 16/10; overflow: hidden; }
.article-card .thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform 1s var(--ease); }
.article-card:hover .thumb img { transform: scale(1.06); }
.article-card .body { padding: 22px; display: flex; flex-direction: column; gap: 9px; flex: 1; }
.article-card .cat { font-size: .68rem; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-deep); }
.article-card h3 { font-size: 1.16rem; }
.article-card p { font-size: .95rem; }
.article-card .more { margin-top: auto; padding-top: 10px; font-weight: 700; font-size: .84rem; color: var(--burgundy); display: inline-flex; gap: 7px; align-items: center; }

/* ---- Related links strip ------------------------------------------------*/
.related-strip { display: flex; flex-wrap: wrap; gap: 10px; }
.related-strip a { display: inline-flex; align-items: center; gap: 8px; border: 1px solid var(--line-strong); border-radius: 999px; padding: 9px 17px; font-size: .87rem; font-weight: 600; color: var(--gunmetal-deep); transition: all var(--fast) var(--ease); background: var(--white); }
.related-strip a:hover { border-color: var(--burgundy); color: var(--burgundy); transform: translateY(-2px); }

/* ---- Tables -------------------------------------------------------------*/
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--white); }
.data-table th, .data-table td { padding: 15px 18px; text-align: left; border-bottom: 1px solid var(--line); font-size: .93rem; }
.data-table th { background: var(--ivory-deep); font-weight: 700; color: var(--ink); white-space: nowrap; }
.data-table tr:last-child td { border-bottom: none; }
.data-table td strong { color: var(--burgundy); }

/* ---- Legal --------------------------------------------------------------*/
.legal-body h2 { margin-top: 40px; margin-bottom: 14px; font-size: 1.5rem; }
.legal-body p, .legal-body li { color: var(--gunmetal); margin-bottom: 12px; }
.legal-body ul { padding-left: 22px; list-style: disc; margin-bottom: 18px; }
.legal-body a { color: var(--burgundy); text-decoration: underline; }

/* ---- Misc ---------------------------------------------------------------*/
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.badge-row { display: flex; flex-wrap: wrap; gap: 12px 26px; }
.badge-row .item { display: flex; align-items: flex-start; gap: 9px; font-size: .93rem; font-weight: 600; color: var(--gunmetal); }
.badge-row .item svg { color: var(--gold); flex-shrink: 0; margin-top: 3px; }
.badge-row.vertical { flex-direction: column; gap: 15px; }
.media-frame { border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-md); }
.media-frame img { width: 100%; }
.figure-caption { margin-top: 12px; font-size: .8rem; color: var(--gunmetal-light); }
.strip-grid { display: grid; gap: 12px; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); }
.strip-grid img { border-radius: 6px; aspect-ratio: 1; object-fit: cover; width: 100%; }