The Perfect Protection For your home
The BIA Home Advantage offers three excellent choices that make it simple to find the right insurance. It is insured by Homesite Insurance.
The Home Advantage: This type of coverage is more extensive than typical homeowner’s insurance and offers better value.
The Home Advantage Plus: Have more to protect? We increase your home, valuables, and even personal injury coverage limits.
The Home Advantage Custom: Allows you to customize a homes insurance to meet your specific needs.
The BIA Home Advantage is a renters insurance program that is backed by Homesite Insurance and is intended to offer the best coverage at the lowest cost.
The BIA Home Advantage means you save more money
Find out special savings programs, including our Multi-policy Discount, our Mature Owner Discount, and our Home
The BIA Home Advantage changes with you
Did you just buy a new computer or a state-of-the-art sound system? Did you build an addition to your home? does your current policy reflect your new lifestyle? You can keep your insurance up to date with our flexible coverage options.
Call your BIA agent to determine your needs and find the right level of coverage for you
The Home Advantage
Our mainstay program offers the most comprehensive value for your money, including:
Extended Dwelling Replacement Cost
You get 25 percent more replacement dollars than the standard insurance coverage, so you’ll be sure that your replacement materials measure up to the originals.
Increased Coverage for Personal Property
Most insurers cover 50 percent of your house value to replace your personal property. The BIA Home Advantage offers full replacement of your personal property at 70 percent of your home value.
Special Personal Property Coverage
Added protection safeguards your personal items against accidents or loss.
The Home Advantage Plus
Our Plus program offers all of the extensive benefits of our Advantage program, plus:
Extended Dwelling Replacement Cost
Add another 25 percent for a total of 50 percent more replacement dollars than the standard insurance coverage.
Expanded Personal Injury Coverage
You’re protected against more types of personal injury lawsuits, including libel, slander, defamation of character, and invasion of privacy. Plus, you’re protected against lawyers’ fees, court costs, interest on financial judgments, and time off from work.
Increased Coverage for Jewelry
Your coverage limit for jewelry is increased from $1,000 to $5,000.
The Home Advantage Custom
Our Custom program allows you to build on our Advantage and Advantage Plus programs to create a unique policy expressly suited to your needs.
Customized coverage
Tailor your policy to suit your needs and lifestyle.
Expanded choices
Choose from many additional coverage options, including water backup, sump pump overflow, and identity theft.
Extended protection
Create customized limits for your valuables and other personal property.
Renters Insurance
The cost of no coverage adds up…
Protect what you love at a price you’ll love
Coverage for less than $1 a day
Renters insurance is the affordable and smart way to keep your things protected. From clothes to furniture to electronics, take satisfaction in knowing your valuables are safe.
For coverage with built-in peace of mind, talk to a local agent today.
