The Barnett Guide
Practical answers for protecting what matters.
Plain-English guides written for Oregon and Washington, no jargon, no upsell, just the things we end up explaining on the phone anyway.
The Guides
Written for Oregon and Washington
Six explainers covering the questions that come up most on the phone.
Oregon Auto Insurance: Minimum Requirements vs. Smart Coverage
What Oregon law actually needs, why the minimum leaves most drivers exposed, and the limits we recommend for Portland roads.
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Why Your Landlord’s Insurance Doesn’t Cover Your Stuff
A plain-English guide to renters insurance in Portland: what it covers, what it costs, and the roommate question everyone gets wrong.
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Is Earthquake Insurance Worth It in Portland?
What the Cascadia Subduction Zone means for Oregon homeowners, how percentage deductibles work, and how to decide honestly.
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Bundling Auto and Home: When It Saves, and When It Doesn’t
Multi-policy discounts are real, but bundling is not automatically the cheapest answer. How to tell the difference.
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Small Business Insurance in Portland: What You Actually Need
General liability, commercial auto, workers’ comp and bonds, and how to work out which of them apply to your business.
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The Home Inventory That Actually Survives a Claim
The twenty-minute exercise that turns a stressful, contested claim into a simple one.
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